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Review of our No-Claims Discount programme

We’re reviewing our No-Claims Discount programme to make sure it's still fit for purpose.

Our next steps

What we asked

In our proposal we asked what you think of the review of our No-Claims Discount programme.

What you told us

We received mixed feedback on whether we should keep or remove the No-Claims Discount Programme for businesses which reflects the diverse views on the effectiveness of the programme.

  • Business owners told us that the programme doesn’t recognise the time and effort that goes into injury prevention
  • Submitters told us that people feel frustrated when they engage in injury prevention but miss out on the No-Claims Discount because an accident happens, especially when the accident is perceived as the fault of the individual, not the company
  • Submitters in favour of retaining the No-Claims Discount argued that removing the discount may increase business costs and penalise those who keep clean claim records
  • Businesses that are low-risk and have no claims felt that this should be reflected by lower levy rates or financial incentives.

What next?

We'll consider all submissions received for this proposal to inform our review and future work on a replacement for the No-Claims Discount Programme during the 2019 to 2021 levy period.


Our original proposal

A No-Claims Discount applies if your annual Work levy is below $10,000.

Its aim is to encourage workplaces to have effective health and safety, and rehabilitation practices. It provides a discount for those who have no ACC claims and an increased levy for those with high claim numbers.

About 30% of New Zealand businesses qualify for No-Claims Discount.

New workplace incentives and ACC proposals for future work
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27 Sep 2018
Open for feedback

We were open for feedback from 27 September 2018 to 25 October 2018.

25 Oct 2018
Closed for feedback

We've reviewed your feedback. Thanks for telling us what you think!

Nov 2018
Share next steps

We've reviewed your feedback and based on what you've said we've shared our next steps.